There are many factors to consider when deciding whether to purchase insurance from Rias. In this Ria’s car insurance review, we will look at Customer service, Value for money, Claims service, and Exclusions. We recommend getting Ria’s car insurance quote if you want the best possible cover for your needs. But beware of the company’s low customer satisfaction rating. The company does offer a range of services, so you should be careful not to choose the wrong one.
Value for money
If you’re over 50 and looking for a new car insurance policy, Rias could be your company. The company has a reputation for offering excellent value for money. The company has been around for 20 years and focuses on delivering quality insurance at competitive prices. The latest campaign to improve your eyesight and reduce insurance premiums has had a huge impact, with thousands of customers having their eyes tested for free. The scheme was also recognized by the Insurance Times, which gave Rias a Bronze Award for its safer driving campaign.
RIAS offers a range of policies, including comprehensive and personal accident cover. Comprehensive policies include uninsured driver promise, windscreen cover, and onward travel abroad. Customers who purchase a comprehensive cover with Rias will also benefit from a courtesy car while their vehicle is repaired. A wrong fuel cover is also included, so if you fill up with the wrong fuel, Rias will pay to flush the tank and drain the car.
Ria’s car insurance policy covers several things, including windscreen replacement and window glass. Personal injury cover covers passengers who are injured in a car accident. Personal belongings cover is limited to PS400 per claim. Other optional extras include motor excess protection, roadside assistance, and stolen keys. Overall, Rias’ comprehensive policy offers good value for money, and you can get the right insurance policy for your needs.
When comparing RIAS car insurance value for money, look for a multicar policy. This policy will cover multiple cars at the same address, saving you money monthly. It is possible to cancel your policy anytime, and you will not be penalized unless you decide that you’re no longer happy with the terms and conditions. RIAS also offers a multicar cover option to insure multiple cars at the same address.
Rias offers a range of general insurance products as part of the Ageas group. Its first foray into the UK was as a specialist insurer for the over 50s. But since then, it has offered comprehensive cover to everyone aged 20 and above. It has developed a reputation as a car insurance provider and has many positive reviews from satisfied customers. It’s difficult to find a negative about them, as long as they offer a quality product.
Claims service
As an insurance provider, Rias has an award-winning claims service. You may want to try it out if you have an insurance claim. You’ve probably heard of the RIAS car insurance claims service if you have ever had a car accident. This company pays out millions of pounds in motor accident claims each year. Their claims service is second to none. You’ll get prompt attention to your claim every step of the way.
As a member of the Car Insurance Federation, you’ve probably heard about their NCB (no claims bonus) protection. This scheme rewards you for driving without claiming for a certain period. As you can see, the higher the NCB rate, the lower your insurance premium. But if you have never had to make a claim, you should consider Rias. You’ll be glad you did.
Ageas Car Insurance is another insurer you may want to consider. It is a company with over 900 employees and is regulated by the Financial Conduct Authority. It’s an age-friendly insurer that caters to the over-50s market. This insurance company believes that older drivers are more experienced and should pay less. Rias believes in innovation, which is why they have partnered with Specsavers to give customers free eye tests and discounted glasses.
The Rias claims service is second to none. The insurance company offers a 24/7 UK claims service. They also have no admin charges when you manage your policy online. And if you’re ever in an accident, Rias will arrange for transport for you. Apart from car insurance, they also offer travel and home insurance. You can choose which one is right for you and your budget. Just make sure you choose a good insurance company to ensure you can drive home safely!
Exclusions
The following list of Rias Car Insurance Exclusions is a guide to the policy’s limitations. If you fail to follow these rules, you might be unable to claim cover. If you make a claim but then discover that you do not have the necessary documentation, you may be unable to claim. In such a case, the insurer will not provide cover. You will be given a written notice to explain why you have been excluded.
Rias Car Insurance is a five-star product by Defaqto, an independent economic research organization. It has earned this rating for eight years, but not all five-star rated products offer the same conditions. Rias is rated 4.4 by Trustpilot based on 3,866 customer reviews. Rias is a UK-based company that first launched in 1992, initially targeting people aged 50 and older. It now covers all ages, including those under 25.
As a customer, you can cancel your Rias Car Insurance policy within 14 days or continue to pay for it until you no longer want it. There is a PS35 cancellation fee and PS25 for amendments. RIAS Car Insurance Exclusions: The following are examples of common exclusions. These terms protect you from financial loss and make your life easier. You should check them before purchasing any Rias Car Insurance policy.
You may sometimes wish to exclude certain drivers from your policy. You can opt for a named driver exclusion if you have a poor driving record. This will prevent the insurance company from paying out any claims for accidents that your excluded driver causes. However, if you have been convicted of a DUI, you should not be included as a driver in your policy. In this case, you should consider other ways to reduce your premiums.
